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NMD Insurance is your trusted independent insurance agency in Willoughby and throughout Northeast Ohio including Lake, Cuyahoga, Geauga and Summit Counties.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

What Sets us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

Years of Combined Experience
Satisfied Clients in Ohio and Beyond
Years in Business

NMD Insurance (formerly Nemec, Malinas & Dynes) has been around since the late 1990s when Rick and Paul each started their own agencies from scratch.  In 2005,  Rick and Paul merged to form the Nemec & Malinas Insurance Agency and in 2015, we acquired the Dynes Insurance Group.  In Late 2021, we brought Crosby Advisory Group on as a partner to expand our services & footprint and opened up a second location in Ashland, OH

Collectively, our staff has over 100 years of experience in creating customized solutions for our personal insurance, business insurance and employee benefits clients.

Although we work with a wide variety of individuals and businesses in Willoughby and throughout Northeast Ohio, over the years, we’ve developed a focus on auto, home, business and life insurance.

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect your business and your life from the unexpected. We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

Because we’re independent, our priority is you – not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage, and service.

Our insurance advisors make it their business to know your world inside and out, so it’s no wonder we’ve received numerous awards for production and profitability. We’re here to help you through all the changes in your life and your business, and offer financial planning through our producer, Nate Crosby.

Whether you’re going from renting an apartment to buying a home, adding a partner to your business, getting married, renovating your home, adding a teen driver to your auto policy, or revamping your employee benefits plan, NMD Insurance is here to help.

Some Bragging Rights

Pacesetter Award

Winner of Motorists Insurance’s Pacesetter Award

Founders Award

Winner of Erie’s Founders award for 16 years 

5 Star Partnership

Part of Ohio Mutual’s 5 star Partnership

At NMD Insurance, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in Willoughby and throughout Northeast Ohio including Lake, Cuyahoga, Geauga and Summit Counties.